Single Premium Deferred Fixed Annuity
未来收入加 Annuity can help you prepare for retirement by earning a guaranteed interest rate to help preserve and protect a portion of your retirement assets from market risk.
Future怎么样?
收入加工作?
You can purchase 未来收入加 from State Farm 人寿pp王者电子官网 Company or State Farm 生活 and Accident Assurance company (Residents of NY and WI only) with one lump sum premium payment — often coming from an IRA or 401(k) rollover, 到期存单, inheritance or life insurance payout, or proceeds from the sale of a business. Your single payment will grow tax deferred and at a guaranteed interest rate for a specified period of time that you choose.
At the end of each guarantee period, you have a 30-day window to choose another guarantee period from those available. A higher interest rate may be available for larger accumulation values at renewal.
年金 are designed to provide retirement income, but life happens. You can withdraw up to 10% of the initial premium in the first year, or 10% of the accumulated value t在这里after on an annual basis without incurring a surrender charge.1 You’ll also have the option to convert the accumulate value of your annuity into guaranteed income to supplement your retirement.
未来的收入
+优势
延期缴税
一般, interest is not subject to federal income tax until it is received, allowing the annuity accumulation value to grow larger than would be possible if interest were taxed as it is earned.
1 Any amount withdrawn or surrendered may be subject to federal income tax. A 10 percent IRS penalty tax may apply if you are less than 59-1/2.
2 For tax-qualified annuities, you cannot keep retirement funds in your account indefinitely. You generally have to start taking withdrawals from your IRA or retirement plan account when you reach 72. 罗斯IRAs do not require minimum withdrawals. Other restrictions may apply. Please consult your tax advisor for your particular situation.
信息披露
This is a general description of coverage. A complete statement of coverage is found only in the policy.
联系你的 州立农场代理 for details on coverage, costs, and restrictions.
Neither State Farm nor its agents provide tax or legal advice. Please consult your tax or legal advisor about your personal situation.
Each State Farm insurer has sole financial responsibility for its own products.
Guarantees are based on the claims-paying ability of the issuing State Farm life insurance company.
In a tax-qualified retirement plan, federal-income-tax deferral is provided by the tax-qualified retirement plan. No additional tax deferral is provided by an annuity. You should contact your attorney or tax advisor for more complete information.
pp王者电子官网 policies and/or associated riders and features may not be available in all states, and policy terms and conditions may vary by state.
未投保FDIC
无银行担保
可能失去价值
State Farm 人寿pp王者电子官网 Company (Not licensed in MA, NY, or WI)
State Farm 生活 and Accident Assurance Company (Licensed in NY and WI)
布卢明顿,
IL-131.18